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The Lloyds Ultra Credit Card is a flexible, no-fee credit card that offers cashback rewards on purchases. It offers 1% cashback on all card purchases for the first 12 months from account opening, followed by 0.25% cashback thereafter, with no limit on the amount of cashback you can earn. Unique features include no foreign exchange fees, no Lloyds cash withdrawal fees at home or abroad (though local ATM charges may apply), and a low ongoing interest rate with a representative variable APR of 12.9%. Cashback is credited once a year to the credit card account.
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